Jim Simon,

Take a look at Alohabob PCRelocator 4.0

http://www.alohabob.com/default.asp

This will do what you want to do - will transfer programs, settings, files, folders, registry settings required, etc. I have used it several times to migrate old (98) to new (XP). The only major requirement is that IE be identical on both the old OS & new OS (whether you use IE or not as browser).

The good news is that Best Buy has it on sale this week for $39.99 with a $40 mail-in rebate (doesn't include sales tax), so almost free.

It may not transfer all you want, but it will tell you that upfront when you run program. Is it perfect? - NO - but it sure beat reloading a bunch of stuff on new system. They supply a parallel cable for transfer (comes with the software), but this is slow. You can also transfer with USB crosslink cable & TCP/IP, both of which are very fast in comparison with parallel.