Might be a dumb question but if one has a system (WinXP) and the primary HD is setup as NTFS and you have other (removable) drives that you are setting up (formatting), would it be best to have them formatted as NTFS also, or would it better to keep them as Fat32, being that you would be swapping them into different computers ? (all using XP for OS). These removable drives, would have MP3 files stored on them . Thanks for any input ...