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Disks are designed such that either a spring or, more recently, rotational inertia in the platters is used to park the heads in the case of unexpected power loss. In this case, the spindle motor temporarily acts as a generator, providing power to the actuator.
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... wear and tear on these microscopic components eventually takes its toll. Most manufacturers design the sliders to survive 50,000 contact cycles before the chance of damage on startup rises above 50%. However, the decay rate is not linear: when a disk is younger and has had fewer start-stop cycles, it has a better chance of surviving the next startup than an older, higher-mileage disk ...