I have to agree about good safety habits, of course, in my profession bad safety habits can get you, or someone else, dead pretty quickly. Nonetheless, mistakes happen, God knows I've had a shock or two. Like the time when we were ripping out an old installation, we thought we'd killed everything, we spent hours testing that every circuit was dead - except for the one circuit running through the middle of a bunch of a few hundred others that was fed from a different distribution board - I'll give you 3 guesses who cut through that cable and got 240 volts!
The thing with RCD's / GFI's is that they allow you to make mistakes and get away with it. The danger then is that people can get careless and start assuming that they'll never get a shock - so, as you say, SAFE PRACTICES!!!
The second thing that was drummed into us at college was the 6 rules of safe isolation: Switch off, Lock off, Display notice, Test meter, Test circuit, Test meter again (you test the meter twice to ensure that it hasn't failed when testing the circuit). The realities of life in my profession mean that we work on live circuits more often than not. To the rest of you, I ask that you commit those rules to memory if you're going to work on electrical circuits (Obviously displaying notices doesn't apply in the home, really). Locking off: circuit breakers over here will allow a small padlock to be put in them to prevent them being turned on. If you have fuses rather than circuit breakers, then remove the fuse and keep it in your pocket - that way no one can plug it back in while you're on the other end of the cable.
Oh, and NEVER use one of those idiotic neon "mains testers" - the only thing keeping you from mains voltage is a tiny electronic resistor - I've heard of someone being killed after using one which had got wet. Fluke make an excellent inductive tester called a "VoltAlert" - that's safe, I have one in my tool box.
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Nick.
