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If it's an older computer, it's unlikely it will have a restore folder on the harddrive. That's a fairly new "feature" which has superseded the Restore/Recovery CDs some manufacturers have been using for quite a while....and which accessed the data on the hard drive, usually on a separate partition, to perform a recovery.
If it came with a Win98 CD, then it probably also came with various CDs and floppies with drivers on them so repairing it is most likely going to be done "the old fashioned way" with a boot floppy. Make sure you take a working Win98 boot floppy with you.
My MWave computer was bought in early 1998 and had a single partition and restore folder. I think it was common back then with small manufacturers and custom makers because I have seen discussion on the restore files over the years. I had no opportunity to try it because I formatted the hard drive before I knew the folder was there. According to MWave support the folder would have put the computer back to delivered condition. Ghost overwrites the entire partition with registry etc, but I have no idea how a single partition restore would work.